We’re building the banking revolution
A future where African banking is free, frictionless, and driven by customer experience. Where banks power people’s lives, not tax them.
Get Onit
Our mission is to provide fair and affordable digital banking services to businesses and consumers across Africa. We’re just as tired of banking greed as you are.

Our approach is different, w
e wake up every morning dedicated to driving and keeping the costs of sending money down, by reducing unnecessary fees and never charging a commission above what we’re charged.

Join the Movement #GetOnit
About onit
We are a venture-backed financial technology company, founded in 2020. To date, we have financed over 6,000 Kenyan merchants. In 2023, we transitioned from digital lending into full-fledged banking, via the acquisition of Maisha Microfinance Bank. Our investors include Index Ventures, Canaan, SpeedInvest, and TLCom.
Regulated by the Central Bank of Kenya
our Investors
Kenyan’s Saving with Onit
Join the growing community saving money with Onit
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In Loans Disbursed
Access fair, revolving business credit lines with Onit
Customer Testimonials
KES 139,419
Saved in Transaction Fees
While you pay more, Onit users pays less in transaction fees
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CORE Values
Customer focus
Our core values guide everything we do, and customer focus is at the heart of it. From product development to customer support. If you don’t like it, we’ll fix it.
security & transparency
We believe in complete transparency, providing you with clear and concise information about our processes and fees, so you can feel confident and informed every step of the way.
We are constantly exploring new technologies and re-defining your banking experience. We strive to stay ahead of the curve and deliver innovative solutions to create a tool that simplifies your financial life.
We understand that your time is precious, so we've streamlined our processes to ensure quick and hassle-free banking experiences. From opening an account to resolving inquiries, Onit provides efficient services without sacrificing quality.